You may not realise it, but your job title can affect how much car insurance you pay. And while there is not much you can do about the job itself, you can certainly save money by carefully selecting what you call yourself on the car-insurance forms. I have developed a tool to help. These days, many people fit into more than one category.

For instance, I could be a journalist, a broadcaster, an author, an internet entrepreneur and a company director. Others may have a job title that is not provided as an option by the insurance provider. So, what do you call yourself to get the best deal? My car-insurance job-picker can help you decide what job title you could legitimately call yourself to help save some cash on your insurance.

Go to www.moneysavingexpert.com/jobpicker. However, do not simply call yourself something you are not, as this is fraud. When considering whether you can use a different title, always imagine you were asking a reasonable person who knew what you did for a living. Would they say it was reasonable for you to describe yourself this way?