Nab £100 FREE and a zero per cent overdraft with the new top bank account.

Alliance & Leicester has boosted its already market leading current account. It’s now offering a £100 sign-up bribe, a year’s interest-free overdraft and annual European travel insurance.

This is specifically for its Premier account. Don’t confuse it with other similarly named accounts.

To qualify, you’ll need to pass a credit check, earn more than £6,100 a year and pay your salary into the account each month.

You’ll also have to use its Premier Switching Service to move your direct debits and standing orders to it.

You should get the bonus within four months of getting the account. Unfortunately, if you’ve been an Alliance & Leicester or Abbey current account customer within the last three months, you’re not eligible for the offer.

First Direct also offers a £100 introductory bonus, though you need to earn roughly over £24,000 a year to qualify.